Key Points: MakerDAO is a decentralized lending platform that cryptocurrencies. It is currently holding a vote to approve a new proposal that would include a second commercial bank in its ecosystem. This would strengthen the link between Decentralized Finance (DeFi) as well as conventional finance. MakerDAO’s governance forum reports that Cogent Bank, a Florida-based commercial bank, is putting forth a proposal to integrate a second commercial bank into its ecosystem.